Acacia Consulting



Sustainable Development
Consumer Economics



Consumer Economics


Acacia Consulting led the Study of the problem of consumer indebtedness - Statistical aspects for the European Commission.

The study examined existing concepts of consumer indebtedness and over-indebtedness, analysed the relationship between a household’s income and its debt  and developed a consistent method of estimating the number of over-indebted households across the EU.  It is highly relevant to current debates on consumer indebtedness and over-indebtedness. 

The study report, written in co-operation with ORC Macro International Social Research, can be downloaded

A policy-oriented PowerPoint presentation can be obtained from Acacia Consulting


© Acacia Consulting 2003